Financial Planning

The process of Comprehensive Financial Planning is both art and science. It formulates and monitors decisions that enable you and your family to achieve your financial goals and maximize your financial resources. It consists of the management of personal financial risks and capitalizes on personal and financial strengths by minimizing your exposure to those risks and weaknesses.

Our financial planning process begins with a complimentary consultation during which we discuss your goals and concerns. We gather information about your current situation and work with you to prioritize your goals. Strategies are then developed to achieve those goals and help you implement them.

Your financial planning needs change over time as your life circumstances change and we adapt your arrangements accordingly. External forces such as changing tax laws, interest rates and market conditions also require adjustments to your plans and objectives. Together, we decide how often to meet for a thorough review of your plan to ensure you are on target to meet your goals.